Insurance

Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:

• Do I have mental health insurance benefits?
• What is the benefit for out-of-network providers?
• What is my deductible and has it been met?
• How many sessions per year does my health insurance cover?
• What is the coverage amount per therapy session?
• Is approval required from my primary care physician?
• I am not currently a member of any insurance networks. However, please consider the following when deciding whether to utilize your health insurance for mental health services.

Pros and Cons About Using Insurance:

The Pros

• Cost: If you see a therapist in your network, you only have to pay your copay.
• Monitoring: Your insurance company will closely monitor your progress to ensure that you are making progress and getting the appropriate treatment.
• Ease of referral: Your insurance company will provide you with a list of their approved therapists in your area.

The Cons

• Limited sessions: Your insurance company will authorize a limited number of therapy sesions and then, based on your progres, will either authorize continued treatment or not. If you decide to continue past this point, you will be responsible for the full cost of continued sessions.
• Diagnosis: In order to access your insurance benefit, your assigned therapist is required to diagnose you with a mental health condition. The record of this diagnosis can follow you into the future and may make it more difficult to obtain insurance in the future.
• Loss of confidentiality: If you are using your insurance to pay for therapy, you should be aware that they have the right to know why you are going to therapy and what progres you are making. They have the right to audit your therapist’s files and notes and ask questions of him/her regarding your issues.
• Lack of availability: Due to several of the above issues, many therapists limit the number of their clients who are using managed care benefits and usually reserve their most convenient time slots for private pay clients.
• Limited specialties: Many of the more experienced and more established therapists have removed themselves from managed care panels. This may make it difficult for someone using their insurance benefits to find a particular specialty or a certain level of experience.

Reduced Fee

Reduced fee services are available on a limited basis.

Payment

Cash and check are accepted for payment. I also accept credit cards through Square. Please either bring your card to your session so that I can swipe it, or call me with your card information.